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Ganley Family Insurance

8748 Brecksville Road
Brecksville, OH 44141

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Ohio Commercial and Benefits

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Commercial and Benefits

For any business operation, keeping the operation protected with the best commercial insurance is highly important. Insurance protects your business from calamity and the potential for financial ruin. In Ohio, you can either pick and choose different insurance types or purchase a Business Owner's Policy (BOP) package. Take a look at some of the commercial insurance types we can help you find at Ganley Family Insurance LLC in Brecksville, OH.

Commercial Vehicle Insurance

Commercial vehicles have to be insured in a different way than regular vehicles to stay within the guidelines of the laws in Ohio. You may have cargo that has to be insured or other specific needs that come along with business operation and your vehicle.

Commercial Property Insurance

Your business property is by all rights, your livelihood. If something happens to compromise the property and the things in it, it can drastically eat into your profits and compromise your ability to carry on. Property insurance is a level of protection that offers comprehensive coverage for the tangible parts of your business.

Business Interruption Insurance

Business interruption insurance steps in to help you out if there is some kind of event that causes an interruption to your business. For instance, if there is a fire at your place of business, this insurance would help you cover the extra expense if you had to relocate your business temporarily.

Business Liability Insurance

Business liability insurance covers your company's liability for damages caused to others on your business property. For instance, if you have a retail store and a customer falls and gets hurt, business liability insurance would help you cover the costs of their medical care.

Building a complete BOP or insurance package as a business owner will make all the difference when something does go wrong in your operation. Reach out to us at Ganley Family Insurance LLC for professional guidance with building your package for your business in Brecksville, OH and around the state

Not all insurance products seem so necessary like Ohio auto and home insurance do, but these voluntary insurance benefits are important just the same. Voluntary insurance benefits cover those extra parts of life that can sometimes be costly. Here is a look at what we offer at Ganley Family Insurance LLC in Brecksville, OH.

Dental & Vision Insurance

Dental and vision insurance are not always covered with regular medical insurance, but dental and vision care is just as essential and can be just as costly. These insurance products will help you pay for the costs of things like eye exams, glasses, dental cleanings, and fillings when you need them.

Accident Insurance

Accident insurance is designed to help you cover costs if you are accidentally injured so you can be okay financially until you get well. Some of the things that may be covered include medical bills, lost wages, and even lodging needs. For example, some accident insurance in Ohio will cover things like the cost of your rent or mortgage while you are recovering.

Critical Illness Insurance

Critical illness insurance pays a lump sum payment to either you or a beneficiary in the event that you have critical illness or disease. For example, if you suddenly have a heart attack or stroke, are diagnosed with a form of cancer, or have kidney failure, critical illness insurance would give you a certain amount of cash to help you and your family get through the problem while you are sick.

Life Insurance

Perhaps the most common voluntary insurance product, life insurance pays a beneficiary a sum of money upon the death of the policyholder. Life insurance can help cover the funeral expenses associated with your passing or merely help those who you leave behind get by financially.

Overall, multiple aspects of your life can be protected by voluntary insurance. Reach out to us at Ganley Family Insurance LLC in Brecksville, OH for more information about voluntary insurance benefits and what we offer.